Four steps, built for accountability
Members define their own challenge terms in plain language, both sides commit participation stakes, and the club facilitates neutral record-keeping and fund management. Once the outcome is confirmed by members, funds are released instantly — minus transparent fees.
Create the challenge
Members write challenge terms in plain language, set the participation stakes, define the deadline, and share it with the other member.
💬 Friendly wager (between people who already know each other): "I bet you €20 I land a kickflip before Friday."
- Stake amount per person
- Deadline for completion
- Win condition in plain language
Accept + commit stakes
Both members review and accept the terms before committing funds. Once accepted, each member deposits their participation stake via card or wallet. Funds are held neutrally by the club.
- Card or wallet deposit
- Funds held by club until resolution
- Full history tracked for transparency
Lock the agreement
Once both members have committed their stakes, the agreement is locked. Neither party can unilaterally change or exit the challenge. Mutual cancellation is possible if both agree.
- Locked until outcome is confirmed
- No silent withdrawals
- Mutual cancellation available
Resolve + payout
Members confirm the challenge outcome using the club's resolution flow. Once resolved, the winner receives the full pot minus transparent fees.
- Dual confirmation (default)
- Optional proof/witness flows (roadmap)
- Instant payout after resolution
What kind of challenges?
Any friendly, legal, and safe challenge where all members agree to the terms. Think everyday accountability, motivation, and friendly "I told you so" moments. These are real-world accountability agreements — not casino-style games or odds-based activities.
Everyday accountability challenges
- 🛹 “€20 I land a heelflip before you.”
- 🏋️ “€50 I hit the gym 3× a week for a month.”
- 🚭 “€30 if I smoke a single cigarette this week.”
- 📚 “€25 I finish this online course by month-end.”
Friendly predictions & agreements
- ⚽ “€10 says our team wins on Saturday.”
- 🌧️ “€5 that it rains tomorrow where we live.”
- 🎮 “Loser of best-of-3 FIFA adds €15 to the pot.”
- 👥 “€20 says I’m on time all week.”
Funds move only when a challenge is active
The club operates on a challenge-by-challenge basis. Members don't maintain ongoing balances. When a challenge is accepted, members commit their stakes directly into that specific challenge pot. Funds remain locked until the outcome is confirmed, then the winner receives an instant payout.
What the club holds
The club temporarily holds only the funds required for active challenges — nothing more.
- The stake amount each member commits to that specific challenge
- Required facilitation fees
- Nothing else
How money moves
- Terms accepted first → then deposits happen
- Both members commit stakes via card or wallet into the club-held pot
- Funds lock until outcome is resolved
- Winner confirmed → instant payout (minus transparent fees)
If a dispute arises, the challenge pauses and follows the club's dispute resolution flow.
Simple, transparent pricing
Membership fees support club operations, infrastructure, and member support. Per-challenge fees cover facilitation, record-keeping, and resolution flows. All fees are transparent, predictable, and only charged when you actively participate in a challenge.
Membership required to create or join challenges.
What fees support
- Dispute resolution and transparency tools
- Security, infrastructure, and payments
- Clear rules, member history, and support
The club does not set odds, run casino-style games, or participate in member challenges. Members create and fund their own accountability agreements.
Built like a referee, not a casino
Every design decision reflects our commitment to neutrality and fairness. The club facilitates member-to-member accountability challenges. We don't set odds, we don't operate games of chance, and we don't profit from member losses.
✔ Club, not casino
- No odds or betting lines
- No house participation
- No casino-style games
- No algorithmic gambling mechanics
✔ Neutral facilitation
- Hold member funds temporarily
- Enforce agreed-upon rules
- Release funds when resolved
- Maintain transparent records
✔ Clean & transparent
- No hidden fees
- No manipulation of outcomes
- Clear dispute resolution process
- Just accountability + friendly competition
Friendly accountability, real follow-through
We believe friendly accountability challenges can motivate positive behavior, build trust, and add fun to everyday goals. Our mission is to provide a private, neutral, and transparent club environment where members can make and track real-world commitments with the confidence that outcomes will be fairly resolved.
It's about
- Personal accountability
- Friendly competition
- Motivation and follow-through
- Trust between friends
- A little real-world stakes to keep it interesting
What we do (and don't do)
- We do: Facilitate member agreements, hold stakes neutrally, maintain transparent records, and release funds when outcomes are confirmed
- We don't: Set odds, operate casino-style games, or participate in member challenges
- We don't: Encourage holding balances — challenges fund themselves on-demand
If a challenge outcome can't be fairly resolved, the challenge is paused and both members work through the club's dispute resolution flow.
What we're building first (MVP)
We're launching with a focused MVP to a small founding member group. Early members help test the core flows, provide feedback, and shape the club's rules and features. New functionality is added deliberately, based on real member needs.
Phase 1 (MVP)
- Member signup + membership payment
- Create/accept challenges + commit stakes + lock agreement
- Dual confirmation resolution
- Basic dispute resolution flow
- Instant payouts + activity history
- Terms of service & club rules pages
Later phases
- Third-party witness confirmation
- Proof upload (photo/video) + verification tools
- Challenge templates + automated reminders
- Leaderboards + private groups (teams, housemates)
- Full mobile app experience
Founding members help shape the club's product direction, rules, and community standards.
Join the iBETu Club
We're doing a limited early rollout with founding members to keep the rules, resolution flow, and community standards solid. During early access, membership is approved in small batches as we learn and improve.
No spam. No selling your data. Just early access updates and your membership status. If this form doesn’t submit anywhere yet, email us at [email protected].